Terms & Conditions
Effective Date: October 8, 2025
1. Introduction
criv.app is an online platform that provides digital educational resources (e-books) with an optional referral rewards program. By accessing or using criv.app, you agree to these Terms and Conditions.
2. Membership and Eligibility
- criv.app membership is available to individuals aged 18 and above.
- Membership is obtained through an annual payment of Rp. 100,000 by local bank transfer or Indonesian payment gateway.
- Each paid membership is valid for one (1) year from the date of activation.
- Your access is personal and non-transferable.
3. Product and Service
- Your payment entitles you to access our private e-book library for the duration of your active subscription.
- criv.app is a product-first platform: you pay for digital educational content. Referral and bonus earnings are entirely optional and governed by the 2-Up system as outlined in the Compensation Plan.
- No other products, investment returns, or future values are implied or guaranteed.
4. Referral Program (2-Up System)
- The referral program is optional and available to all active members.
- Your first two (2) direct referrals are passed up to your upline as required by the 2-Up system. Commissions start from your 3rd direct referral and from pass-ups in your team.
- All referral and bonus earnings are paid out in Indonesian Rupiah (Rp) by bank transfer or local gateway, based on the official plan.
- criv.app does not guarantee any income. Actual earnings depend solely on your activity and that of your team. No income claims are allowed.
- Fake, duplicate, or automated registrations are strictly prohibited. Violations may result in termination without refund.
5. Payments and Withdrawals
- All payments must be made via the supported Indonesian payment gateways or bank transfer, as instructed during registration.
- Commissions are available for withdrawal after validation and are processed within a reasonable period.
- criv.app is not responsible for delays or failures in payments due to incorrect account information provided by the user.
- criv.app may request additional KYC (Know Your Customer) information for withdrawal requests if required by law.
6. Content Usage and Intellectual Property
- All e-books and materials provided are for personal use only. Redistribution, resale, or sharing outside the platform is strictly prohibited without written permission.
- criv.app and all related branding are property of PT Beklen Royal Lestari.
7. User Conduct
- Users must comply with all applicable laws and regulations in Indonesia and their local jurisdiction.
- criv.app reserves the right to terminate or suspend access if fraudulent or abusive activity is suspected.
8. Limitation of Liability
- criv.app is not liable for any indirect, incidental, or consequential damages arising from use of the platform.
- All services are provided “as is” without warranty of any kind.
9. Changes and Updates
- criv.app may update these terms at any time. Continued use constitutes acceptance of the updated terms.
10. Contact
Syarat & Ketentuan
Berlaku Mulai: 8 Oktober 2025
1. Pendahuluan
criv.app adalah platform online yang menyediakan sumber daya edukasi digital (e-book) dengan program referral opsional. Dengan mengakses atau menggunakan criv.app, Anda menyetujui Syarat & Ketentuan ini.
2. Keanggotaan & Kelayakan
- Keanggotaan criv.app hanya untuk individu berusia 18 tahun ke atas.
- Keanggotaan diperoleh melalui pembayaran tahunan Rp. 100.000 melalui transfer bank lokal atau payment gateway Indonesia.
- Setiap keanggotaan berlaku selama satu (1) tahun sejak tanggal aktivasi.
- Akses bersifat pribadi dan tidak dapat dipindahtangankan.
3. Produk dan Layanan
- Pembayaran Anda memberi akses ke perpustakaan e-book privat selama langganan aktif.
- criv.app adalah platform berbasis produk: Anda membayar untuk konten edukasi digital. Penghasilan referral/bonus bersifat opsional dan mengikuti sistem 2-Up sebagaimana dijelaskan pada Rencana Kompensasi.
- Tidak ada produk lain, imbal hasil investasi, atau nilai di masa depan yang dijanjikan.
4. Program Referral (Sistem 2-Up)
- Program referral bersifat opsional dan tersedia bagi seluruh member aktif.
- Dua (2) referral langsung pertama Anda diteruskan ke upline sesuai sistem 2-Up. Komisi dimulai dari referral langsung ke-3 dan dari pass-up dalam tim Anda.
- Semua penghasilan referral dan bonus dibayarkan dalam Rupiah (Rp) melalui transfer bank atau payment gateway lokal, sesuai rencana resmi.
- criv.app tidak menjamin penghasilan apapun. Penghasilan nyata sepenuhnya tergantung pada aktivitas Anda dan tim Anda. Klaim penghasilan tidak diperbolehkan.
- Pendaftaran palsu, ganda, atau otomatis dilarang keras. Pelanggaran dapat menyebabkan pemutusan tanpa pengembalian dana.
5. Pembayaran dan Penarikan
- Semua pembayaran harus dilakukan melalui payment gateway Indonesia atau transfer bank lokal sesuai petunjuk saat pendaftaran.
- Komisi tersedia untuk ditarik setelah diverifikasi dan diproses dalam waktu wajar.
- criv.app tidak bertanggung jawab atas keterlambatan/gagal pembayaran akibat data rekening yang salah dari pengguna.
- criv.app dapat meminta informasi KYC tambahan untuk permintaan penarikan bila diwajibkan oleh hukum.
6. Penggunaan Konten & Hak Kekayaan Intelektual
- Semua e-book dan materi hanya untuk penggunaan pribadi. Dilarang mendistribusikan, menjual kembali, atau membagikan di luar platform tanpa izin tertulis.
- criv.app dan seluruh merek terkait adalah milik PT Beklen Royal Lestari.
7. Perilaku Pengguna
- Pengguna harus mematuhi semua hukum dan peraturan yang berlaku di Indonesia dan yurisdiksi masing-masing.
- criv.app berhak memutuskan atau menangguhkan akses jika diduga ada aktivitas penipuan atau penyalahgunaan.
8. Batasan Tanggung Jawab
- criv.app tidak bertanggung jawab atas kerugian tidak langsung, insidental, atau konsekuensial akibat penggunaan platform.
- Seluruh layanan diberikan “sebagaimana adanya” tanpa jaminan apapun.
9. Perubahan & Pembaruan
- criv.app dapat memperbarui syarat ini kapan saja. Penggunaan berkelanjutan berarti Anda menerima syarat yang diperbarui.
10. Kontak